Excuses for not buying travel insurance and why you should!

Excuses for not buying travel insurance.

 

1. I'm flying in a day early. Flights get cancelled; delays can last for days. Arriving a day early is always a good idea, especially during the winter. However, last winter there were thousands of airline cancelations because of the nasty weather that covered a good part of the country. 

 

2. I'm healthy. Covers not just you but...your traveling companion, children, spouse, parents. (If have to fly home for covered reason) 

3. My job is stable. Having insurance would cover you in the event of losing your job and all expenses around your vacation would be covered. 

4. It's too expensive. The reasoning that someone will spend $800 on a cruise and not invest $50-$75 on a travel insurance policy to cover the cruise & travel expenses related is beyond me. If your clients refuses to purchase insurance, just remind them if something occurs while away make sure they have available funds to get home. 

5. My bags will make it. Bags get lost more often then you realize. 26 million bags go missing every year. That's 3,000 bags per hour, every day, all year long. 

6. The ship can outrun a hurricane. Once a storm is named, no coverage can be added. Altered itineraries can affect events. 

7. It's a waste of money. Out of 800 U.S. travelers surveyed, 19% had claims in the last 24 months. For an investment as low as 4% of your trip, it pays to be covered. 

8. I never get sick. "Sick" happens...63% of travelers or traveling companions got sick before and during vacation. 

9. Okay, maybe I'll get sick but I already have health insurance. Can't use most medical insurance policies or Medicare internationally. 

10. My credit card will cover it. Trip cancellation/interruption very limited. Only reimburses for death, injury, illness of insured or family member. Plus it doesn't cover medivac.